Bank Fraud and Identity Theft - Vigilance is the Key to Security

Identity theft is a serious crime, and it can feel just as invasive as a burglary and just as personal as an assault. Thieves can steal money from your bank accounts, take out loans in your name, and charge up thousands of dollars on your credit cards, sometimes without your knowledge. First National Bank of the RockiesŪ recognizes the risks of these crimes, and we're doing all we can to protect you. You share important personal information with us. We value your trust and work hard to keep your information secure. Read more in our Privacy Policy. You are our partners in fighting identity theft and fraud - your diligence is the first line of defense.

According to a recent Federal Trade Commission report, identity theft was the most common complaint received by the FTC in 2003 - the fourth consecutive year that identity fraud has led the list of consumer complaints. The most common examples of identity theft include credit card fraud, phone of utility fraud, bank fraud, employment-related fraud, government document or benefit fraud, and loan fraud. Identity theft can be extremely damaging. Victims can spend years and untold dollars trying to fix the mess made of their credit records and personal lives.

This information sheet tells you how the thieves operate, lets you know what you can do to protect yourself, and describes how to respond if you're the victim of identity theft or fraud.

Protecting Yourself from Bank Fraud
   Bank Account Security
   Protecting Your ATM Card, Check Card, and Credit Cards
   Special Considerations for Business Accounts

Protecting Yourself from Identity Theft
   How identity thieves get your personal information
   How identity thieves use your personal information
   Minimize Your Risk -- Identity Theft Prevention Tips
   What To Do If Your Identity Is Stolen
   Who To Contact If You're A Victim

Other Resources